Rent Today. Own Tomorrow.
Can't get a mortgage yet? Our rent-to-own program puts you in a home now — with a locked-in path to buying it later.
Now enrolling tenant-buyers nationwide — all 50 states except Hawaii
Please start by email: fill out the application above and send it in. We review every application and reply by email — if you call before completing it, we'll just send you back here to do it first.
How Rent-To-Own Works
A straight path from renter to homeowner.
1. Tell us what you need
Where you want to live, how many bedrooms, what you can afford each month. That puts you in our buyer database.
2. We find your home
We match you with a house in your area — or acquire one that fits. You put down an option fee* to lock in your right to buy it later, then move in as a renter.
3. Your rent builds ownership
A portion of every payment goes toward your future purchase. You're not throwing rent away — you're building toward the deed.
4. Buy when you're ready
When your credit or savings are where they need to be, you exercise your option and buy the home at the agreed price.
*An option fee is like a down payment — but it only counts toward your purchase if you follow through: execute the contract, make all of your payments, and actually buy the home.
Who This Is For
If the bank said no, we might still say yes.
Rebuilding credit? Rent-to-own gives you time to fix it while living in the house you'll buy.
Self-employed or new job? Mortgage lenders want two years of history. We don't.
Tired of renting with nothing to show? Every payment moves you closer to owning.
Our homes are managed by TaCarra Bierly, co-founder of Emerald Real Estate Group — a real person, not a call center.